
Linda Karcher, MSW, LCSW, CYT
Surviving2Thriving Counseling PLLC
Providing Compassionate Telemental Health & In-person Therapy
{NC, MI and NJ licensed}
*In case of an emergency, please contact 911 or The Crisis Text Line (Text HOME to 741741) or if you are feeling suicidal call National Suicide Hotline at 988
Insurance vs. Self-pay
I. Insurance - Linda is In-Network and provides direct billing through Alma currently accepting clients with Aetna, United Healthcare, Oxford and Oscar: Linda's Alma Profile.
II. Out of pocket options: $140/hour. For all other insurances, Linda is a Non-Participating/Out of Network Provider. A letter (superbill) will be provided for clients to submit to their insurance carrier to request reimbursement. Clients should check with their insurance company to see if and how they would be reimbursed for out of network providers. You may also want to ask for the number of sessions covered.
III. Self-pay - Take control of your own health and not allow insurance companies to tell you what and how much you need. No need to be diagnosed.